Loan Services

We’re called Connect Capita because that’s what we do

At Connect Capita Loans, we specialize in providing tailored finance solutions that make your homeownership journey easier. With expert advice, competitive rates, and a client-first approach, we help you take the next step confidently—whether buying, refinancing, or investing.

Home Loans

We help you find a loan that suits your needs—whether you’re buying your first home or upgrading to your dream property.

Key Features:

Access to 40+ lenders for flexible options
Support from application to settlement
Competitive rates tailored to your goals
Clear, stress-free process

Whether you’re a first-time buyer, upsizing, downsizing, or relocating, finding the right home loan is crucial. At Connect Capita, we partner with over 40 trusted lenders to provide you with a tailored home loan solution that suits your lifestyle and financial goals. From understanding your borrowing power to managing paperwork and negotiations, we’re with you every step of the way. Our goal is to make the process simple, transparent, and stress-free—so you can focus on what matters most: moving into your new home with confidence and peace of mind.

First Home Buyers

We simplify the process and help you make informed decisions with full support at every step.

Key Features:

Guidance on available grants and schemes
Easy-to-understand advice for new buyers
Pre-approval support and planning
Step-by-step communication throughout

Purchasing your first home is one of life’s biggest milestones—and we’re here to make it an exciting and empowering journey. We’ll help you navigate all aspects of the first home buying process, including accessing eligible government grants, stamp duty concessions, and loan schemes that can give you a head start. From pre-approval to settlement, we’ll ensure you understand every detail, avoid common pitfalls, and feel supported from day one. With expert guidance and friendly service, we turn your homeownership dreams into a reality you can be proud of.

Investment Loans

We help you structure smart loans to support your investment goals and maximise long-term returns.

Key Features:

Tailored options for portfolio growth
Interest-only and offset strategies
Expert insights on rental yield and risk
Access to investor-friendly lenders

Building wealth through property requires the right financial strategy—and that starts with the right investment loan. Whether you’re buying your first investment property or growing a larger portfolio, our experienced team will structure a loan that maximises your returns and supports long-term growth. We’ll help you explore interest-only options, loan splits, offset accounts, and other features that align with your investment goals. With access to competitive rates and a deep understanding of lending for investors, we make it easy to finance your next opportunity.

Refinancing

We’ll review your current mortgage and explore new options that align with your financial goals.

Key Features:

Lower your monthly repayments
Consolidate personal or home loan debt
Access equity for other financial goals
Compare offers from multiple lenders

If it’s been a while since you reviewed your home loan, now might be the perfect time to refinance. We’ll carefully assess your current mortgage and identify better rates, improved features, or terms that save you money and improve your financial flexibility. Whether your goal is to reduce repayments, consolidate existing debt, or unlock equity for renovations or investments, our team will manage the entire process from start to finish. We make refinancing simple, with expert advice and support to help you make informed decisions about your future.

Construction Loans

We help you fund your build or development project with staged, builder-aligned payment structures.

Key Features:

Progress payments aligned with your builder
Suitable for owner-builders and developers
Transparent and timely drawdown process
Finance matched to your project timeline

Building a home from the ground up or taking on a development project requires specialised finance. We arrange flexible construction loans designed to meet the unique needs of builders and developers. With staged progress payments aligned with your builder’s timeline, you’ll have full control over your cash flow throughout the construction phase. We’ll guide you through every step—from planning and approvals to drawdowns and final valuation—so you can focus on the build while we manage the finance with confidence and care.

Self-Employed Loans

We find loan options that work with your income structure and business setup—no stress, no hurdles.

Key Features:

Alternative income documentation accepted
Loans tailored for freelancers & ABN holders
Access to specialist self-employed lenders
Fast approvals with less paperwork

If you’re self-employed, a freelancer, or a contractor, you may have experienced challenges securing finance through traditional lenders. At Connect Capita, we specialise in self-employed loans that consider alternative income documentation such as BAS statements, tax returns, or accountant declarations. We understand that every business is different, and we work with lenders who value your financial strength beyond payslips. Our team takes the time to understand your situation and tailor a solution that fits—so you can achieve your goals without unnecessary delays or stress.

SMSF Property Loans

We structure loans that meet all SMSF requirements while helping you grow wealth through property.

Key Features:

SMSF-compliant lending solutions
Work closely with your accountant/adviser
Access to specialist SMSF lenders
Support through setup, approval & compliance

Investing in property through a Self-Managed Super Fund (SMSF) requires expert advice and careful structuring. We provide SMSF-compliant lending solutions that align with your fund’s investment strategy and long-term goals. Our team works in collaboration with your accountant or financial advisor to ensure everything is set up correctly from a compliance and tax perspective. With access to specialist lenders and deep knowledge of SMSF lending rules, we simplify the process and support you in using your super to build future wealth through property.

Business Loans

From start-ups to established companies—we offer lending options that fuel your growth.

Key Features:

Equipment, working capital & expansion finance
Mainstream and specialist business lenders
Fast approvals and flexible repayment terms
Customised solutions to suit your business goals

Accessing finance for your business shouldn’t be complicated. Whether you’re launching a new venture, investing in equipment, expanding operations, or simply improving cash flow, we connect you with business loans that are tailored to your industry, structure, and goals. Our wide lender network includes both mainstream banks and specialist commercial lenders, allowing us to offer flexible terms and competitive rates. From short-term working capital to long-term growth strategies, we provide expert support so you can focus on running your business with confidence.

Loan Services

We’re called Connect Capita because that’s what we do

Home Loans

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First Home Buyers

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Investment Loans

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Refinancing

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Construction Loans

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Self-Employed Loans

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SMSF Property Loans

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Business Loans

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Loan Services

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